The lay-by option is great in budget management, it allows you to save for your dream office or home products but can’t afford at that particular time, plus no interest fees.

  1. 30% minimum deposit is required for all lay-by orders.
  2. The minimum lay-by sale is K300.
  3. Lay-by period is 3 months
  4. Customer can pay any amount in between the lay-by period but should fully pay the outstanding balance NOT later than the final due date.    
  5. The company will provide payment receipt or statement of account every after payment is made.
  6. The lay-by price is fix and can’t be amended after the agreement even if the retail price is reduced on a later date.
  7. Termination of Lay-by agreement and forfeiture of payments/deposits apply on below.  This is applied to compensate the retailer’s selling, storage and administration costs.  *NOTE: Total payments will be forfeited if full payment is not received within the due date.
  8. Lay-by orders will not be shipped or released until paid in full.
  9. There are no returns or exchanges on lay-by items with the exception of faulty goods or in accordance with your legislated rights.